UPay Cards Common Causes of Payment Declines

Transactions can fail for various reasons. The following are the most common:

1.Insufficient Card Balance:

-Before making a payment, ensure that your card has sufficient funds to cover the required amount.

2.Merchant Category Code (MCC) Risk:

-Some merchants' categorization codes are considered "high risk" by credit card institutions or issuing banks, which may result in your transaction being declined.

3.Network Connection Issues or System Failure:

-Check your network connection and retry the payment.

4.Incorrect Card CVV Input:

-Ensure that the security code you input is accurate.

5.Non-support for 3D Secure Verification on Virtual Cards:

-This might lead to the inability to complete transactions with certain specific merchants.

For more information or queries, contact UPay Customer Support Thank you for your understanding and support.

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